All the rates and fees are availed in the disclosure documents. The fees that you should pay keen attention to are the balance transfer fee, annual fee and the revert APR. The ideal situation is when these fees are much lower than the potential savings that you will make from the balance transfer credit card. Compute all these rates and get the total cost of the card before placing the application. As much as the car may come with an APR of 0%, you are expected to make minimum payments every month so as to reduce your balance and hopefully pay it off before the promotional period, comes to an end.